Anonymous writes, “I’m curious, have you had discussions with Canadians about their health care system Vs the US current system, as well as the health care reform plan being pushed by Obama?” Good question and one that I would only recently be able to answer with any depth. I read this post dispelling myths about Canadian health care just recently which should give a little primer in the right direction. I’ll try to break down what I think is important into logical parts.
What I know and have heard the Canadian system:
- Everyone is insured and private insurance is either rare or nonexistent. Immigrants notoriously have trouble finding work but still have medical coverage through the state. The homeless and drug users on the streets still have opportunities to get coverage. Everyone has health insurance. Period.
- How much you pay for coverage is proportional to how much money you make. If you make a pretty average loot right out of university, your monthly payment is somewhere around $20.
- Medical professionals are paid through governmental billings but many still set up their own place of practice making the system semi-private in a sense.
- You don’t get turned away if you need help but you may be put on hold depending on the circumstance.
- There are obviously times where you’ll have to wait for medical services. For example, if you get an elective surgery or need t0 see a specialist, expect to wait weeks or months. If you do wait, you are prioritized according to both urgency and how many others are waiting for the same procedure.
- Much less overhead cost due to lack of necessity for marketing, administrative tasks and the ability of the government to get drugs in bulk for the best possible prices.
- Cheaper drugs for the patient in the end (obviously why many Americans would bus across the border for prescriptions).
What I understand and have experienced within the current American system:
- Nearly all insurance is private with the exception of Medicare and Medicaid. Most plans are offered through employment so those who are poor or without jobs almost never have insurance.
- A good 15% are uninsured and another 25% of insured only have the most basic care covered leaving them ill prepared for an emergency. This leaves 40% of the population in pretty rough shape.
- Wait times depend on how comprehensive your coverage plan is. Certain procedures and specialists are easier to find in the States.
- Not a lot of people are actually turned away (from what I understand) but if you lack adequate coverage and fall victim to an emergency, you’ll be shelling out even the kitchen sink.
- MD’s are paid much better in the States due to the nature of the free market. If profit is what you seek, look no further than the US of A.
- More and better technology to support medical professionals.
In terms of Obama’s plan, though I’ve heard a few Canadians root for his ideas
for universal care, I really haven’t heard a lot of conversation about specifics so I assume many Canadians I know are in the dark about the details. If you’re a Canadian in this camp, this is my best stab at what’s on the table. Feel free to correct my mistakes. From what I understand, Obama plans to introduce a governmental health care option to compete with private insurance plans, essentially leaving the market open for private competition. The plan promises to be cheap but certainly not free and available to absolutely everyone. I don’t think the plan is to get every American insured, but rather provide as low cost of an option for those who need it. This is only speculation but I think the introduction of such a plan carries a long term goal of becoming one of very few options and certainly the choice of the everyday person. The American system will never be entirely public but if all goes according to Obama’s plan, options will be very limited in a decade.
My personal assessment is that the Canadian health care system creates a unity amongst citizens that health care in an inalienable right and that they are all in this thing together. No one believes the poor deserve to be sick or dying just because they lack the resources to do something about it. The difference here is the American system allows this sort of disparity to
happen at the end of the day. Comprehensive care in Canada has become a proud symbol associated with their culture and the attitude permeates in countless ways. I’ve heard nothing but satisfactory personal accounts from friends who have used the system their entire lives. Both sides of the border get flack/praise from the wings that entirely
misrepresent the big picture of each program so don’t just believe everything you see in Sicko. ER wait times aren’t ridiculous here but they aren’t nonexistent either. Certain doctors may be in shorter supply in Canada, but are by no means impossible to find for any variety, save for the most obscure. Most studies rank each system pretty close to each other in terms of overall quality with Canada edging out America slightly more often than the other way around. Different methods of measurement will yield different results. Life expectancy is slightly higher in Canada and obesity rates are significantly lower (particularly in BC). Stats and ratings give a vague understanding of the differences but in my opinion, the true quality of the system lies in the ethics behind it. Feel free to decide if you share that ethic or carry a different one with a more American, capitalistic overtone.
For more concrete details, this wikipedia article is a good compendium comparing the two.

